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Errores Costosospara las Víctimas de Accidentes

Las compañías de seguros siempre están buscando maneras de negar legalmente una indemnización a las víctimas de accidentes. Si usted está involucrado en un accidente automovilístico, es importante saber qué hacer para proteger los derechos que pueda tener a una compensación monetaria por sus lesiones. Los siguientes son los diez errores más comunes que suceden con las víctimas de accidentes y que permiten que la compañía de seguros tenga una manera de negarla indemnización.

No Buscar Tratamiento Médico: La compañía de seguros y sus abogados suponen que usted buscara atención médica inmediata y que usted hará seguimiento a su tratamiento. Si esto no sucede ellos argumentaran que usted no fue lesionado de verdad. Si usted está demasiado ocupado para ir al médico o al hospital o simplemente esperan que el dolor se vaya, usted podría estar renunciando a derechos y a una compensación económica mediante la creación de "espacios" en su tratamiento médico. Del mismo modo, si se detiene el tratamiento médico antes de este haber terminado se le podrían terminar los derechos de reembolso de sus lesiones. Si se detiene durante meses y luego reanuda el tratamiento, la compañía de seguros probablemente le podría negar el pago de su tratamiento posterior.

Firmar Un Acuerdo Antes De Haberse Recuperado Completamente: los representantes agresivos de seguros pueden visitarle en persona y tratar de hacerle firmar un documento a cambio de una cantidad nominal de dinero. Si usted no está completamente recuperado, entonces no tiene una idea clara

de cual es su lesión y si esta será grave o de corta duración. Firmar un acuerdo final por poco dinero tan pronto como sucede el accidente le podría hacer renunciar a sus derechos para reembolso de lesiones graves y sin saber que tipo de lesiones tiene.

Entrevista Grabada: Usted no tiene que acceder a una entrevista grabada con la compañía de seguros a menos que usted sea el asegurado y la póliza de seguros sea la suya entonces usted tiene la obligación contractual de hacerlo. Esto se limita a situaciones en las que la cobertura de pagos médicos y la protección contra un conductor sin seguro ó seguro insuficiente. Asesoramos a nuestros clientes a que estos no permitan una entrevista grabada con la compañía de seguros que tiene la responsabilidad civil.

No Aprovechar de su Propia Cobertura: Hay otros seguros que pueden estar disponibles, además de la cobertura del conductor culpable. Usted puede tener cobertura de pagos médicos que podrían pagar miles de dólares para facilitar su tratamiento médico. Si el conductor culpable no tiene seguro o no tiene cobertura suficiente, entonces usted puede acudir a su póliza para este tipo de emergencia. No va a aumentar sus pagos mensuales al utilizar estas coberturas, siempre y cuando usted no haya tenido la culpa en el accidente. También puede ser reembolsado por gastos médicos si usted era el pasajero. Los pasajeros pueden recibir reembolso por la póliza del conductor y hasta de algún miembro de la familia con el cual usted/pasajero residían en el momento del accidente.

NO Recuperar Por Daños PUNITIVOS Cuando el Conductor Culpable Estaba Ebrio: Si usted fue golpeado por un conductor ebrio y sufrió lesiones, entonces puede tener derecho a obtener una compensación adicional, además de sus daños comunes de lesiones personales. Estos daños, perjuicios adicionales y daños punitivos, se han diseñado para castigar al conductor ebrio y puede ser una gran cantidad de dinero extra.

Lisa Lanier es una abogada de lesiones personales que ha estado ayudando a las víctimas de accidentes en Carolina del Norte durante 19 años. Fernando Cardoso, es un ajustador de seguros con licencia que trabaja en estrecha colaboración con Lisa Lanier en Lanier Law Group, PA. La información proporcionada en este artículo es para su información general y no proporciona asesoramiento legal de ningún tipo. El artículo no crea una relación abogado-cliente. La única manera de convertirse en nuestro cliente es después de una reunión ya través de un acuerdo por escrito en el que se compromete a contratarnos y nosotros estamos de acuerdo en la representación.

!Para una consulta gratis llame ahora mismo a Lanier Law Group, P.A.!

We Fight for Our Clients

*Featured Case Results, Settlements, & Trial Wins From Our Attorneys
  • $5.95 Million Permanent Brain Failure

    Our client had a brick fly off of a utility trailer and go through their windshield and hit her on the face.

  • $4.8 Million Settlement

    A case with multiple plaintiffs who were potentially exposed to a deadly disease while in the hospital.

  • $4.3 Million Head-On Collision

    Personal injury litigation settlement for a client who was involved in a head-on collision with a commercial tractor-trailer.

  • $3.1 Million Birth Injury/Hypoxic Brain Injury

    The OB doctor’s negligence caused a delay in the baby’s birth which resulted in the baby suffering of a severe hypoxic brain injury.

  • $1.8 Million Litigation Settlement

    Our client was involved in a motor vehicle accident with a meat truck.

  • $1.375 Million Medication Overdose/Hospital Negligence

    Our client died following an overdose of medication that occurred as a result of the negligence of the nursery staff while they were in the hospital.

We Never Back Down From a Fight

Featured Reviews, Testimonials & Results
    "20 out of 10 stars."
    There are times in your life you are so hurt and feel life has a grudge against you. Nothing in your life is going right. I lost the most important person in my life to death, of which I knew mistakes were made because I witnessed it with my own eyes. When you contact a law group you most of the time get all business and a matter of fact conversation. I want all to know that from the first phone call they listened to my lengthy story, sobbing most of the time with so much compassion. They never made any promises but offered assurances that no stone would be unturned. They fulfilled every word they said. They restored faith that I had lost. Until you are in a position like mine you can never know how invaluable Lanier Law Group is. They were wonderful while maintaining their professionalism. They treated me like a family member. They really do care about their clients. But most of all they are the best at what they do. I worked in the court system for years so I knew how attorneys and law firms basically operated. Understanding the law and it's interpretation is the ultimate key to winning any case. Also know that if an attorney/attorneys study and review your case and know that you don't have a chance in a court of law and are big enough to tell you that instead of giving you false hope, you then my friend have a group with valuable shared values. I have so much respect for everyone in this Law Group. I recommend Lanier Law Group, P.A. to anyone who needs representation, they are in your corner. 20 out of 10 stars.
    - Diane W.
    "Lanier Law Group will always be the choice for me and all my family members"
    I started working with Lanier Law Group in 2020 on my Social Security Disability case. They from start to finish were awesome. My case manager Janet Hanks and attorney, Ashley Sappenfield were always available to answer all my questions. I did not have to do much but sit back and let them handle whatever was needed. My case took too long (2 years) and if I did not have Janet and Ashley My case would still not be approved. I would recommend Lanier to anyone to get the job done and approved. Do not go to another firm with your case, who promise the world and do not see it to completion and do not think another firms would have worked as hard as they did on my case. Lanier Law Group will always be the choice for me and all my family members to handle any cases of this type and other legal services they provide. They went above and beyond!
    - Phillip J.
    "So thankful for your expertise and professionalism"
    Mrs. Gonzalez did an awesome job of explaining everything in detail and keeping me informed on the status of my case. Despite poor customer service with the insurance company, Mrs. Gonzalez was able to fix what they could not. Mrs. Gonzalez was very helpful with helping me understand things that I was not aware of when dealing with insurance claims. I am so thankful for her expertise and professionalism.
    - Mario H.
    "Always ready to answer any questions I may have"
    The staff kept me well informed in a more than timely manner and was always ready to answer any questions I may have.
    - Timothy M.
    "The Lanier Law Group provided excellent customer service!"
    The Lanier Law Group provided excellent customer service! My main contact was Denise.
    - Malinda P.
    "Great experience"
    Great experience. Tish was very helpful as my case progressed and explained all of the steps to me, leaving me with very few questions. Shea was also very helpful during the negotiation process.
    - Nyesha B.

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